Gear Up Your Business for the “New Normal” with PayMaya Enterprise


For many businesses, dealing with today’s COVID-19 crises requires having to innovate product offerings, and adjust operations to keep up with the demands of safety, security, and convenience of the customer. This “new normal” of mitigating the health crisis or even ensuring survivability in current and post business environments, requires many businesses to go online, digitize, and facilitate cashless transactions.

This is where PayMaya comes in with its tools to facilitate business payments and transfers.

PayMaya is a an Electronic Money Instrument that provides an E-Wallet service similar to that of GCash and GrabPay. It is also a payment processor allowing businesses to accept payments for their goods and services via QR Code, direct transfers, or even via Debit/Credit Cards. PayMaya is backed by the PLDT Group and competes head-on with GCash that’s backed by the Ayala Group.

The Gist

It has become easier to setup a PayMaya Business Account. You can do it on your own and you don’t have to go through an agent that would usually take “years” for them to get back to you. You also don’t have to go through much of the hassle of filling up manual forms in Microsoft Word/Excel that just annoys you, precisely because you know the the year is already 2020.

Just go to the PayMaya Enterprise website at and click on Get Started.

You’ll be guided through a step-by-step process of registration and will be required to upload identification and business certification documents. After which you can select the products you would like to avail of and submit them for application.

As of this writing here are the following products you can apply for:

PayMaya Checkout – Accept credit, debit, prepaid and wallet accounts on your website or app.

PayMaya Invoicing – Get instant payments through customizable email invoice.

PayMaya Static QR – Accept QR code payments at your shop and events.

PayMaya Disbursements – Automate your payout for salary, incentives, and many more. This is still in Coming Soon status (as of May 25, 2020)

PayMaya One – Your one-stop solution for your cashless payment needs. Where you are issued a merchant terminal. This is still in Coming Soon status (as of May 25, 2020)

The Rates

As of May 25, 2020 you can accept debit and credit cards, prepaid and wall account payments on your website or app at a rate of 3% plus Php 10.00 per transaction. PayMaya QR transactions would be at 1.5% per transaction.

Once you’ve registered, and signed-up for the products, give it a few days and wait for the activation.

This E-Money industry is getting highly competitive especially among the local industry giants GCash and PayMaya. It’s exciting to know what new features get to be offered for the ultimate benefit of the consumer.

Leave a Comment